The Digital India mission has given rise to the online payment system in India across operational frameworks of almost all industries. The Government, alongside all major financial institutions of the country, streamlined the payment system by introducing several advanced technologies.
Such initiatives have reshaped the credit behaviour of consumers as well. For instance, the Bajaj Finserv online payment option via the Bajaj Finserv customer portal My Account expedited online purchases and simplified payment for the same to a significant degree.
However, technological glitches cannot be avoided at times. Thus, besides making payment, checking the status of your transaction is also crucial to avoid any discrepancy later. The process to do so via the My Account portal is mentioned below.
Steps to check Bajaj online payment status via My Account
- Visit the official website of Bajaj Finserv and navigate to ‘Sign In’ on the home page.
- From the dropdown menu, select ‘Customer Portal’.
- You will be redirected to My Account portal, where you need to enter your registered mobile number/email ID/Customer ID, and click on ‘Next’.
- Verify your entry with an OTP or proceed with the ‘I have a password’ option.
- Enter your password and click on ‘Log In’.
- On the next page, go to the ‘Account Information’ section.
- Next, click on ‘My Relations’ and choose ‘Consumer Durables’.
- You can then get a glimpse of Bajaj Finance EMI payment details and click on ‘View Details’ under the section.
- You will get an option, ‘E-Statements’ and proceed to click on ‘View and Download Statement’ to fetch the details of Bajaj Finserv online payment status.
Alternatively, individuals can also get the same services by downloading the Bajaj Finserv My Account app on their mobile phone. It will help them to manage and keep track of their finances on the go.
Besides checking their Bajaj Finance payment status, customers also can use this customer portal for various other purposes. Therefore, they should know about its benefits in detail to make the most of this e-portal.
Benefits of the customer portal My Account
One can consider the following features that the My Account portal brings along.
Access to all loan details
Taking care of multiple loans at a time often becomes challenging. However, existing Bajaj Finserv customers would not face such issues, thanks to the My Account web portal and app. Using this all-inclusive application or portal, individuals can keep a tab on all past payments, upcoming ones and others, thereby reducing the chances of delinquencies.
Besides reminding customers about upcoming due dates, the My Account portal also helps in Bajaj EMI online payment. Moreover, using this platform, one can also pay any other dues, foreclose a loan, and make part-prepayment along with completing other essential transactions conveniently. All they need to do is log in to their respective My Account portal and click on ‘Quick Pay’ to complete payments instantly.
Update account details
Keeping financial as well as contact details up-to-date is crucial as one receives all the notifications, alerts, etc. via these mediums. To make the necessary changes to any such personal or account detail, one can again access this portal and follow the required procedure. It will, therefore, ensure that they gain access to essential information such as EMI payment due dates in time.
Download various financial statements
Financial documents, receipts, etc. act as vital proofs of account activity that individuals need to store carefully. For instance, NOCs, interest certificates, etc. are often required later after a loan is repaid successfully. Individuals can thus download the soft copies of such documents through this portal and save them for future use.
Purchase products via this portal
Bajaj Finserv customers can also directly purchase products from the partner e-commerce sites and stores using this customer portal. Moreover, while they use their Bajaj Finserv EMI Network Card, they also become eligible for No-Cost EMI purchases.
Pre-approved loan offers
Another attractive feature of this online platform is that you can check your pre-approved offer via the Bajaj Finserv customer portal My Account. These offers expedite the process of financing and are available on a range of financial products like personal loans, business loans, etc.
Therefore, individuals who are servicing outstanding loans or using Bajaj Finserv EMI Network Card can make their life easier with the My Account portal. Moreover, this financial platform also helps individuals who are currently servicing multiple loans as they can access the details whenever they wish through a simple log in.